Not unless you have an ARM (adjustable rate mortgage) with specific terms. Otherwise, you may have a fixed rate mortgage where your rate is set. You may be able to lower your rate by looking into a loan modification in lieu of refinancing, if you qualify.
@DML I am letting you know that the share button doesn’t work at least for me my phone is new. If I delete the app I don’t remember my password so_Im hoping this is something that you can fix but I have not been able to share for some time now
Will this lower my mortgage payment without a refinance?
Not unless you have an ARM (adjustable rate mortgage) with specific terms. Otherwise, you may have a fixed rate mortgage where your rate is set. You may be able to lower your rate by looking into a loan modification in lieu of refinancing, if you qualify.
@DML I am letting you know that the share button doesn’t work at least for me my phone is new. If I delete the app I don’t remember my password so_Im hoping this is something that you can fix but I have not been able to share for some time now