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From Breitbart: State Farm has chosen to ignore California State Insurance Commissioner Ricardo Lara’s recommendation that all insurance companies pay 100% of personal property coverage rather than asking fire victims to itemize all contents.
As Breitbart News has reported, Lara asked all insurance companies to pay their customers 100%, rather than the state minimum of 30%, before requiring them to itemize everything they may have owned — a process that the New York Times called a new form of “trauma” for those already struggling with the fact that they lost their homes.
Lara’s deadline was February 28. His office did not return requests for comment about which companies had complied.
State Farm, however, did not. It sent an email to some customers, which was forwarded to Breitbart News, saying: “I wanted to take a moment to inform you that, at State Farm, we will be unable to honor the full contents limit for our insureds unless a comprehensive inventory list is provided. … Currently, we can offer up to 50% … upfront.”
Multiple other insurance companies have reportedly already paid 100% of the insurance coverage fire victims had purchased.
Investigative journalist James O’Keefe released an undercover video on Wednesday, featuring Haden Kirkpatrick, Vice President of Innovation and Venture Capital at State Farm on a hidden camera.
In the video, Kirkpatrick blames the fire victims for their losses, saying houses should have never been built in that area anyway.
Kirkpatrick also claims State Farm is trying to hire fewer white people, and more Hispanics. (SCROLL DOWN TO WATCH THE VIDEO)
O’Keefe posted the following summary of Kirkpatrick’s brazen remarks:
“Where the Palisades are, there should never be houses built,” said Haden Kirkpatrick, Vice President of Innovation and Venture Capital at State Farm, on hidden camera, making candid statements about California wildfire victims and the company’s controversial hiring practices.
Kirkpatrick didn’t shy away from discussing his explicit effort to reshape State Farm’s workforce demographics, acknowledging his bias in hiring practices: “I personally, I task my HR team, finding me… the perfect profile of the workforce of the future,” he stated. “I want the 2040 workforce. So go find me the demographic profile of America in 2040: more Hispanic and Latinos.” When questioned about whether this preference applied to his personal life, Kirkpatrick doubled down: “Away from my own kind.”
Kirkpatrick bluntly critiqued California residents, stating, “People want to build in areas where they want to have, like, natural areas around them for their ego. But it’s also a f*ing desert. And so, it dries out as a tinderbox.” He also acknowledged that wildfires in these areas are not surprising to insurance professionals, claiming, “Climate change is pushing these seasons.” He explained, “If you’re an insurance professional, it’s predictable.”
Kirkpatrick also admitted that State Farm’s decision to pull out of the California insurance market was a calculated move in response to financial concerns and state regulations: “Our people look at this and say, ‘Sh*t, we’ve got, like, maybe $5 billion that we’re short if something happens.’” He revealed, “We’ll go to the Department of Insurance and say, ‘We’re overexposed here, you have to let us catch up our rate.’ And they’ll say, ‘Nah.’ And we’ll say, ‘Okay, then we are going to cancel these policies.’”
State Farm, which previously covered over a million homeowners in California, provided insurance against fire, theft, and other damages. However, their decision to withdraw coverage has left thousands of residents without financial protection following devastating wildfires. “Like a good neighbor, State Farm is there,” except for the Californians now facing the aftermath of destruction without insurance coverage.
“Where the Palisades are, there should never be houses built,” said Haden Kirkpatrick, Vice President of Innovation and Venture Capital at State Farm, on hidden camera, making candid statements about California wildfire victims and the company’s controversial hiring practices.…
— James O’Keefe (@JamesOKeefeIII) March 5, 2025
WATCH the video below, as Kirkpatrick is exposed on hidden camera:
State Farm then sent a statement to O’Keefe, announcing that Kirkpatrick has been FIRED.
STATE FARM RESPONDS TO O’KEEFE MEDIA GROUP:
“These assertions are inaccurate and in no way represent the views of State Farm. They do not reflect our position regarding the victims of this tragedy, the commitment we have demonstrated to the people of California, or our hiring… pic.twitter.com/EgJv0uI3v3
— James O’Keefe (@JamesOKeefeIII) March 5, 2025
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